Sam Lustgarten’ article at Frugaling, which explains some uneasy feelings I have about bank and various car / house credit:
Debt prevents us from seeing how little we actually have. It’s a scary psychological trick that banks prop up for us. Why should anyone be able to spend more than they have? Why must we finance our vehicles, homes, and dreams? If we do not have the actual money, why should we be enabled and empowered to spend?